Our blog has recently moved! Please visit our new blog to read tips on scams, complaints and trends: Watch Your Buck

   
 

New Scam Targets the Elderly

Posted Tuesday, July 14, 2009
by Erik Johnson

We've all seen the "distressed loved one" scams where someone calls an elderly person and tells them they are their grandchild in order to extort money from them.  Now there seems to be a new scam targeting the elderly that I want to put out there.  A few bad apple companies are calling elderly consumers and telling them they are an "Inspector" or "Investigator" who found their personal information on various mailing lists.  The person goes on to tell the elderly person that they are at a high risk of identity theft and that their company can help.

Using high-pressure sales tactics, the scammer convinces the elderly person to buy into a program that will eliminate their personal information from being distributed.  The company these people are working for will then charge the elderly person's credit card every month without authorization and when pressured for a refund, will not give it.  The "membership" to these types of companies can run from $250-$450 per month so it doesn't take long for these charges to really add up, especially given that so many elderly are on fixed incomes.

If you hear from a company like this, please call your BBB IMMEDIATELY so we can take the necessary steps to tracking down these scam artists.  While it is noble and very admirable that the elderly are more trusting of other people than most, scammers unfortunately find them easy targets and BBB is here to help.

Comments

My personal information was used to open two accounts and I have endured constant harrassment from the companies involved and by two collections (in turn) that have purchased the 'debts'. Harrassment continues on a daily basis.

I have offered my signature for comparison and asked proof of their allegations(forms, signatures,audio or visual tapes, etc). Although the agencies cannot provide proof,I am considered guilty until proven innocent (or until I pay them a great deal of money to restore my credit)which is against the constitution and laws of our country.

My purse was stolen some years ago, the crooks were arrested and the accounts were closed with ID required notations. I have to show ID at both stores when paying by check. If the new accounts people had required ID, there would be no outstanding charges.

Many of my support groups guard annonymity so I want to answer 'private' and Unknown' calls or calls from people whose last names I do not recognize. I am tired of being afraid to answer my phone.

Usuarist credit card rates, phantom and undisclosed charges and harassment techniques are alienating consumers. The Federal and State agencies that oversee Credit banking/credit companies need to become 'consumer' rather than business advocates.

Detailed letters are being sent to the Attorney's General's Office, Consumer Protection Agency, Consumer Credit Corporations and the companies involved.

Please feel free to edit these comments.
Comment By Marion V. Scheick At 7/31/2009 1:23 PM

Add a Comment

We would love for you to comment on posts to the BBB Interactive Blog.

But please, let’s keep it clean. Comments that include profanity or personal attacks or other inappropriate comments will be removed. Additionally, entries that are unsigned or contain "signatures" by someone other than the actual author will be removed. Finally, we will take steps to block users who violate the guidelines, terms of use or privacy policy governing this site. We advise review of our Blog Frequently Asked Questions, Submission Rules and Terms of Use prior to comment submission.

Name
Email
Comments

5000 characters remaining
Enter the code shown:

Tools

  • Print
  • RSS
  • Bookmark & Share
    • MySpace
    • Digg
    • Delicious
    • StumbleUpon

Most Viewed Posts